Shree Riddhi Siddhi Multipurpose Co-op. Credit Society was established under the dynamic leadership of Shri. Shyam Jadhav On 30-May-2010. Shree Riddhi Siddhi Multipurpose Co-Op Society Ltd. #1628/B,"Shree Krishna Plaza", 1st Floor,Ansurkar Galli, Belgaum-590001. Ph:0831 4205492. Email:riddhi.siddhi.bgm@gmail.com

Loans

/ Loans
Loans
* Personal Loan

Thinking of renovating your house? Earning to buy a new laptop? Need financial assistance for marriage-related expenses or for your child's higher education? Personal Loan is your one-stop-shop for fulfilling all your financial aspirations!

Key Benefits

  • No security/guarantor required
  • Faster processing
  • Minimum documentation
  • Attractive rates of interest
  • Flexible repayment option of 12-48 months

* Housing Loan

We provide you affordable and flexible housing loans that can turn your dream of owning a home into reality. If rising real estate prices have pushed the house you coveted beyond your budget, the unmatched home loans will put it within reach. The attractive interest rates and minimal processing fees make our home finance products a first choice for savvy buyers. In addition, features such as flexible tenures, transparent processing and quick service have made our products stand out among the best home loans in India.


We have products to suit every budget, taste and need. Whether you are self-employed or salaried, want a floating or fixed rate, The society will offer a loan that is just right for you.

* Mortgage Loan

A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan.


A home buyer or builder can obtain financing (a loan) either to purchase or secure against the property from a financial institution, such as a bank, either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably.

* Hypothecation Loan

A Hypothecation is a Loan Against a Commercial Loan. Normally these loans are first created when a note-seller carries back the financing when he sells a commercial building that he owns free & clear. Later the note-holder might need cash (it doesn't matter the reason). He doesn't want to just simply sell the note at a discount because then the discount is forever lost to him. Instead, he can hypothecate his note to raise short-term cash, with the intention of repaying our loan within a few years.

* Industrial Loan

To set up a new Business / Refurbish an existing unit / establish additional facilities etc and to meet working capital requirements for running the unit.

* Loan Against Deposit

A fixed monthly repayment program that gives you a loan up to 90% of your time deposit / Certificate of Deposit value. Instead of breaking your term deposit for any short term financial need, the secured cash loan helps you with your financial need whilst your deposit continues to earn interest.

* Gold Loan

Get Gold Loan, you can get an instant loan against your gold jewellery and ornaments. The procedure is Quick, Easy and Safe. The rate of interest is 16%.